:root{--navy:#082155;--navy2:#0d2d6e;--lime:#ACD21E;--lime-soft:#f3f9dc;--ink:#0b1630;--muted:#566079;--line:#e3e8f1;--bg:#f6f8fc}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.7;-webkit-font-smoothing:antialiased}
a{color:var(--navy)}
.wrap{width:100%;max-width:1100px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}
header.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
header.top img{height:42px;width:auto;display:block}
header.top .brand{font-weight:800;font-size:22px;color:var(--navy);text-decoration:none}
nav.menu{display:flex;gap:22px;align-items:center}
nav.menu a{text-decoration:none;font-weight:600;font-size:15px;color:var(--ink)}
nav.menu a.cta{background:var(--lime);color:var(--navy);padding:9px 16px;border-radius:999px;font-weight:800}
nav.menu a[aria-current]{color:var(--navy);box-shadow:inset 0 -2px 0 var(--lime)}
@media(max-width:820px){nav.menu a:not(.cta){display:none}}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:56px 0 48px}
.hero .crumbs{font-size:13.5px;color:#c9d6f2;margin-bottom:16px}.hero .crumbs a{color:#c9d6f2}
.hero .tag{display:inline-block;background:var(--lime);color:var(--navy);font-weight:800;font-size:12.5px;letter-spacing:.04em;text-transform:uppercase;padding:4px 10px;border-radius:999px;margin-bottom:14px}
.hero h1{font-size:clamp(28px,4.4vw,44px);line-height:1.15;font-weight:800;max-width:820px}
.hero .lead{font-size:18px;color:#dfe7f8;max-width:760px;margin-top:14px}
.byline{display:flex;align-items:center;gap:12px;margin-top:24px;font-size:14.5px;color:#dfe7f8}
.byline .av{width:44px;height:44px;border-radius:50%;background:var(--lime);color:var(--navy);display:grid;place-items:center;font-weight:800}
.byline b{color:#fff}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:48px;padding:48px 20px 64px}
@media(max-width:960px){.layout{grid-template-columns:1fr}aside.side{order:2}}
article.post{font-size:17.5px;max-width:740px}
article.post h2{font-size:27px;line-height:1.25;margin:40px 0 14px;color:var(--navy)}
article.post h3{font-size:21px;margin:28px 0 10px;color:var(--navy)}
article.post p{margin:0 0 18px}
article.post ul,article.post ol{margin:0 0 20px 22px}article.post li{margin:6px 0}
article.post strong{color:var(--navy)}
.toc{background:var(--bg);border:1px solid var(--line);border-radius:16px;padding:18px 22px;margin:0 0 28px}
.toc p{font-weight:800;margin:0 0 6px;color:var(--navy)}.toc ol{margin:0 0 0 20px}.toc a{text-decoration:none}
.tbl{width:100%;border-collapse:collapse;margin:8px 0 24px;font-size:16px}
.tbl th{background:var(--navy);color:#fff;text-align:left;padding:10px 12px;font-weight:700}
.tbl td{border-bottom:1px solid var(--line);padding:10px 12px;vertical-align:top}
.tbl tr:nth-child(even) td{background:var(--bg)}
.scroll{overflow-x:auto}
.note{background:var(--lime-soft);border-left:4px solid var(--lime);border-radius:10px;padding:14px 18px;margin:0 0 22px;font-size:16px}
.cta-box{background:var(--navy);color:#fff;border-radius:20px;padding:28px;margin:36px 0}
.cta-box h2,.cta-box h3{color:#fff!important;margin:0 0 8px!important}
.cta-box p{color:#dfe7f8}
.btns{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.btn{display:inline-block;padding:12px 20px;border-radius:999px;font-weight:800;text-decoration:none;font-size:15.5px}
.btn.lime{background:var(--lime);color:var(--navy)}.btn.wa{background:#25D366;color:#fff}.btn.ghost{border:2px solid #fff;color:#fff}
.faq details{border:1px solid var(--line);border-radius:14px;padding:14px 18px;margin:0 0 10px;background:#fff}
.faq summary{font-weight:700;cursor:pointer;color:var(--navy)}.faq details p{margin:10px 0 0}
.sources{font-size:14.5px;color:var(--muted);border-top:1px solid var(--line);margin-top:36px;padding-top:18px}
.sources ul{margin-left:18px}
aside.side .card{border:1px solid var(--line);border-radius:18px;padding:20px;margin-bottom:18px;position:sticky;top:90px}
aside.side h2{font-size:17px;color:var(--navy);margin-bottom:10px}
aside.side ul{list-style:none}aside.side li{margin:0 0 10px}aside.side li a{text-decoration:none;font-weight:600;font-size:15px;line-height:1.4}
aside.side .mini{background:var(--lime-soft);border-color:#dbe9a6}
aside.side .mini p{font-size:15px;margin-bottom:12px}
.about{display:flex;gap:16px;align-items:flex-start;background:var(--bg);border-radius:18px;padding:20px;margin-top:36px}
.about .av{flex:none;width:56px;height:56px;border-radius:50%;background:var(--navy);color:var(--lime);display:grid;place-items:center;font-weight:800;font-size:20px}
.about p{margin:0;font-size:15.5px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:22px;padding:44px 0 64px}
.pcard{border:1px solid var(--line);border-radius:20px;overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:transform .2s,box-shadow .2s;background:#fff}
.pcard:hover{transform:translateY(-3px);box-shadow:0 14px 34px rgba(8,33,85,.12)}
.pcard .band{height:120px;background:linear-gradient(135deg,var(--navy),var(--navy2));display:grid;place-items:center;font-size:46px}
.pcard .body{padding:20px;display:flex;flex-direction:column;gap:8px;flex:1}
.pcard .tag{font-size:12px;font-weight:800;color:#566e00;text-transform:uppercase;letter-spacing:.04em}
.pcard h2{font-size:20px;line-height:1.3;color:var(--navy)}
.pcard p{font-size:15.5px;color:var(--muted)}
.pcard .more{margin-top:auto;font-weight:800;color:var(--navy)}
footer.bottom{background:var(--navy);color:#c9d6f2;padding:36px 0;font-size:14.5px}
footer.bottom .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px}
footer.bottom a{color:#fff}